Robert M. Ryerson is a financial advisor who serves as a Certified Financial Planner at New Century Planning in Freehold, New Jersey. Also a financial strategist at the Society For Financial Awareness, Robert M. Ryerson became concerned in recent years about the epidemic of identity theft.
To address the threat, Mr. Ryerson acquired designation as a Certified Identity Theft Risk Management Specialist (CITRMS) a credential from the Institute of Consumer Financial Education. A nonprofit organization, the Institute has worked to educate and motivate consumers in the area of personal finance since its founding in 1982. After obtaining the CITRMS designation, Robert M. Ryerson wrote a book on the subject, “What’s the Deal With Identity Theft?”, which was published in the summer of 2016.
The CITRMS credential ensures expertise in identity theft risk and knowledge of steps for consumers to minimize the threat. The certification, currently held by financial professionals, law enforcement officers, counselors, and the like, can be acquired after a period of independent study and completion of a formal exam.
While studying for the exam, CITRMS candidates learn basic concepts of identity theft and recent trends in the area. On top of specialized areas of focus, candidates also study information that is commonly stolen, as well as how identity-theft criminals typically operate. They become experts on preventative steps, as well as solutions consumers and businesses can take to minimize their risk, or restore their identity to pre-breach status.
A financial professional with more than three decades of experience, Robert Ryerson works closely with clients in the Freehold, New Jersey, area to meet their financial planning needs. As a Certified Financial Planner (CFP) at New Century Planning, he focuses on retirement income planning, as well as estate administration, regularly assisting his clients with legacy and estate planning. He also advises them on health and disability insurance, including Medicare, Medicaid, and Medicare Supplement Plans. Mr. Ryerson’s many years helping his clients navigate the complexities of retirement planning gave him a deeper understanding of the healthcare costs that retirees face. In 2013, he drew upon this knowledge to co-author the book What You Don’t Know About Retirement Will Hurt You.
Outside of his work at New Century Planning, Robert M. Ryerson is a regular fixture at workshops and seminars on retirement. He has delivered several keynote speeches on the often-confusing topic of required minimum distributions. Mr. Ryerson continues to share his financial expertise as a facilitator of online courses for Certified Public Accountants through The Society for Financial Awareness.
In the early 2010s, Mr. Ryerson became concerned about the threat of identity theft after noting the many cybersecurity breaches suffered by major companies. He became a Certified Identity Theft Risk Management Specialist (CITRMS) in 2014. He has since taught identity theft recovery courses at local community colleges. Mr. Ryerson also wrote a book on the topic entitled What’s the Deal with Identity Theft: A Plain English Look at Our Fastest Growing Crime.
A graduate of Rutgers University with a degree in economics, Mr. Ryerson began his career in the financial services industry as a stockbroker. He obtained his CFP designation in 1991 and began working as an independent financial planner a few years later. In addition, he is a notary public.
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