Once a radical idea, the thought of investing in cryptocurrency has taken off in recent years. In fact, research suggests that around 21% of American adults have invested in or purchased cryptocurrency at some point. Although Bitcoin is by far the most well-known and popular cryptocurrency, there are actually a number of different digital coinsContinue reading “A Guide to New Cryptocurrencies in 2023 “
Author Archives: Robert Ryerson
How Do I Invest in Digital Assets? The Difference between Cryptocurrency and NFTs
NFTs and Cryptocurrencies are two popular investment categories that have been in the news increasingly in recent years. In many cases, you’ll hear these terms used interchangeably. However, they are two unique types of investments. Both asset classes have their own particularities and characteristics that are suitable for different investment goals. This guide breaks downContinue reading “How Do I Invest in Digital Assets? The Difference between Cryptocurrency and NFTs “
7 Tips That May Help to Increase Your Retirement Savings
Many retirees, unfortunately, are ill-prepared to actually retire. In fact, about 37% of retirees in 2022 said that they didn’t have enough money to enjoy their golden years. There are several reasons why this might happen, which include not starting to save early enough or not putting away enough cash each year. Regardless of theContinue reading “7 Tips That May Help to Increase Your Retirement Savings”
6 of the Most Important Things to Know about Retirement Preparation
Thinking about retirement can be daunting. There’s a lot to consider, and many times, people don’t start planning until the last minute. To make planning for retirement a more streamlined process, there are a few guidelines you can follow. This guide explores some of the most commonly given retirement planning advice. Rule #1: Begin PuttingContinue reading “6 of the Most Important Things to Know about Retirement Preparation “
10 Holiday Gifts You Can Pay for in Cryptocurrency
Now that the holiday season is just around the corner, most people have holiday shopping on their minds. While you can certainly purchase Christmas gifts with fiat, more and more platforms are starting to accept crypto payments. Despite the tumult and negative press toward cryptos resulting from the huge FTX scandal ( which was relatedContinue reading “10 Holiday Gifts You Can Pay for in Cryptocurrency “
An Easy Guide to Cryptocurrency ATMs – How Do They Work?
Newcomers to cryptocurrency might think buying cryptocurrency can be a hassle. Plus, most people don’t love the idea of linking their bank accounts to an online platform. This is where cryptocurrency ATMs come in handy. They’re not exactly like ATMs you use to withdraw and deposit your money, but their user interface is easy toContinue reading “An Easy Guide to Cryptocurrency ATMs – How Do They Work?“
How You Can Make Online Payments with Cryptocurrency
Accepting cryptocurrency payments continues to grow in popularity, but not everyone understands how it works. If you are a business owner and are considering accepting cryptocurrency payments but don’t know where to start, this guide is for you. Read on to learn more about the process of using crypto for online transactions, as well asContinue reading “How You Can Make Online Payments with Cryptocurrency“
A Five-Step Guide to Retirement Planning
As you grow older, your needs and responsibilities increase. One of those responsibilities is saving enough money to enjoy your golden years. If you’re starting to think about building up a nest egg and saving for retirement, this guide is for you. Here’s a five-step guide to retirement planning in 2022. How Much is theContinue reading “A Five-Step Guide to Retirement Planning“
The 4% Rule for Retirement: What Is It and How to Use It
Retirement is an exciting prospect until the time comes for you to consider saving and having adequate financial funds that last as long as you do! How much do you have for your future? How should you spend and save your money? These are all essential questions when thinking about your retirement fund. A goodContinue reading “The 4% Rule for Retirement: What Is It and How to Use It“
Spotlight – What Do You Need to Know about SEP IRAs?
Most people are familiar with Roth IRAs, but not everyone knows what SEP IRAs are. Learn more about these retirement accounts here.
Robert M. Ryerson and Louis R. Terrero of New Century Planning Associates Earn The NSSA® Advisor Certification
New Century Planning Associates, Inc. is proud to announce that Robert M. Ryerson RICP and Louis R. Terrero CPA, have received the prestigious National Social Security Advisor certificate from the National Social Security Association LLC in Cincinnati. This certificate means New Century Planning Associates has even more expertise to help retirees select the best timeContinue reading “Robert M. Ryerson and Louis R. Terrero of New Century Planning Associates Earn The NSSA® Advisor Certification”
What Is the Best Way to Use Roth IRAs to Save for Retirement?
As young investors, saving for retirement is one of the best ways to achieve financial freedom down the road. One way to save for retirement is through a Roth IRA. Roth IRAs are retirement savings vehicles in which your contributions grow tax-free. They provide various benefits, especially for low- to middle-class investors. Here’s what toContinue reading “What Is the Best Way to Use Roth IRAs to Save for Retirement?“