A Step-by-Step Guide to Retirement Planning 

Many people fail to think about their retirement until their 40s or 50s. However, this is a mistake. Putting off retirement planning can force you to postpone your retirement, sell your home and downsize, or otherwise compromise your plans for your golden years.     To make sure you’re fully prepared for your retirement, start planning today,Continue reading “A Step-by-Step Guide to Retirement Planning “

What You Need to Know about the 4 Financial Stages of Retirement

Most of the general information you’ll find on retirement planning treats retirement as if it were a single, unchanging phase that begins when you stop working and lasts for the rest of your life. However, if you take a closer look, you’ll find that retirement consists of several distinct stages, each of which involves differentContinue reading “What You Need to Know about the 4 Financial Stages of Retirement”

Get Answers to 6 of Your Most Important 401(k) Questions

401(k) plans are hailed by many financial experts as one of the easiest and most convenient ways to save for retirement. However, according to data from the US Census Bureau, although an estimated 79 percent of American workers have access to a 401(k) plan through their employer, only 41 percent of those choose to takeContinue reading “Get Answers to 6 of Your Most Important 401(k) Questions”

Converting 401(k)s and IRAs to Roth Status Can Save Tax Dollars

Robert M. Ryerson has worked as a Certified Financial Planner since 1991. On a mission to help America’s workers secure their financial freedom during retirement, Robert M. Ryerson educates people about to retire on required minimum distributions (RMDs) and how they will affect their taxes during retirement. Once a person reaches the age of 70Continue reading “Converting 401(k)s and IRAs to Roth Status Can Save Tax Dollars”