What’s the Deal with Identity Theft Image: amazon.com
Robert M. Ryerson serves as a Certified Financial Planner with New Century Planning in Freehold, New Jersey. He has additionally earned certification from the nonprofit Institute of Consumer Financial Education as a Certified Identity Theft Risk Management Specialist. Robert M. Ryerson book What’s the Deal with Identity Theft? appeared in 2016.
In the book, he gives numerous examples of the threat that the crime of identity theft poses to ordinary people, using examples such as recent data breaches at major health care companies.
In 2015, Premera Blue Cross announced that a cyberattack against its data the previous year may have compromised the personal information of as many as 11 million people. Information that may have been exposed to hackers included individuals’ Social Security numbers, financial institution details, addresses and phone numbers, and information on specific medical claims.
A similar attack in early 2015 targeted fellow health care company Anthem, potentially compromising the data of some 78 million consumers.
A 2017 report issued by Accenture consultants revealed that more than one-fourth of all United States consumers have been personally affected by a data breach involving a health care company. More than half of these victims later suffered medical identity theft, which involves the fraudulent use of names and health insurance information to receive medical care, file claims with an insurance provider, or obtain prescription drugs.
A financial professional with more than three decades of experience, Robert Ryerson works closely with clients in the Freehold, New Jersey, area to meet their financial planning needs. As a Certified Financial Planner (CFP) at New Century Planning, he focuses on retirement income planning, as well as estate administration, regularly assisting his clients with legacy and estate planning. He also advises them on health and disability insurance, including Medicare, Medicaid, and Medicare Supplement Plans. Mr. Ryerson’s many years helping his clients navigate the complexities of retirement planning gave him a deeper understanding of the healthcare costs that retirees face. In 2013, he drew upon this knowledge to co-author the book What You Don’t Know About Retirement Will Hurt You.
Outside of his work at New Century Planning, Robert M. Ryerson is a regular fixture at workshops and seminars on retirement. He has delivered several keynote speeches on the often-confusing topic of required minimum distributions. Mr. Ryerson continues to share his financial expertise as a facilitator of online courses for Certified Public Accountants through The Society for Financial Awareness.
In the early 2010s, Mr. Ryerson became concerned about the threat of identity theft after noting the many cybersecurity breaches suffered by major companies. He became a Certified Identity Theft Risk Management Specialist (CITRMS) in 2014. He has since taught identity theft recovery courses at local community colleges. Mr. Ryerson also wrote a book on the topic entitled What’s the Deal with Identity Theft: A Plain English Look at Our Fastest Growing Crime.
A graduate of Rutgers University with a degree in economics, Mr. Ryerson began his career in the financial services industry as a stockbroker. He obtained his CFP designation in 1991 and began working as an independent financial planner a few years later. In addition, he is a notary public.
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Robert Ryerson 
Hi thanks for sharing tthis
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