Robert M. Ryerson, a Certified Financial Planner in New Jersey, works with clients at New Century Planning and teaches topics on retirement and cryptocurrency. Passionate about travel, Robert M. Ryerson recently visited Ecuador and is interested in establishing an office in the city of Cuenca to address the financial planning needs of the many American expats in the area.
For American retirees who are thinking of moving to a foreign land, researching the visa requirements and health care in the destination country is important. Visa requirements vary by country and can cause problems with a retiree’s plans.
Several countries, including Mexico and Ireland, maintain special retirement visas that may be granted if a person’s health, ability to speak the language, and retirement funds are adequate. Some countries provide health care to retirees if they have a retirement visa. However, the standard of health care may be lower than that to which Americans are accustomed.
Finances may also be tricky for retirees abroad. One of the major benefits of retiring in another country is the ability to enjoy a good lifestyle on a moderate budget. To prepare for this, individuals should lower their cost of living early. Further, expats should keep most of their cash in a bank in the United States.
A financial professional with more than three decades of experience, Robert Ryerson works closely with clients in the Freehold, New Jersey, area to meet their financial planning needs. As a Certified Financial Planner (CFP) at New Century Planning, he focuses on retirement income planning, as well as estate administration, regularly assisting his clients with legacy and estate planning. He also advises them on health and disability insurance, including Medicare, Medicaid, and Medicare Supplement Plans. Mr. Ryerson’s many years helping his clients navigate the complexities of retirement planning gave him a deeper understanding of the healthcare costs that retirees face. In 2013, he drew upon this knowledge to co-author the book What You Don’t Know About Retirement Will Hurt You.
Outside of his work at New Century Planning, Robert M. Ryerson is a regular fixture at workshops and seminars on retirement. He has delivered several keynote speeches on the often-confusing topic of required minimum distributions. Mr. Ryerson continues to share his financial expertise as a facilitator of online courses for Certified Public Accountants through The Society for Financial Awareness.
In the early 2010s, Mr. Ryerson became concerned about the threat of identity theft after noting the many cybersecurity breaches suffered by major companies. He became a Certified Identity Theft Risk Management Specialist (CITRMS) in 2014. He has since taught identity theft recovery courses at local community colleges. Mr. Ryerson also wrote a book on the topic entitled What’s the Deal with Identity Theft: A Plain English Look at Our Fastest Growing Crime.
A graduate of Rutgers University with a degree in economics, Mr. Ryerson began his career in the financial services industry as a stockbroker. He obtained his CFP designation in 1991 and began working as an independent financial planner a few years later. In addition, he is a notary public.
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