Scenic Ecuador, beyond the Galapagos Islands

Yasuni National Park  pic
Yasuni National Park
Image: smithsonianmag.com

In 1998, Robert M. Ryerson established New Century Planning Associates Inc., where he continues to serve as the New Jersey-based company’s president. A Certified Financial Planner, he assists clients with a variety of estate, retirement, and Social Security planning matters. Robert M. Ryerson also enjoys travel, with Ecuador being of special interest.

Rich in diverse natural beauty, Ecuador encompasses thee main geographic regions in addition to the Galapagos Islands: the tropical rainforest, Andes, and Pacific coastline. Each region has its own unique climate profile. Hence, a trip to Ecuador offers the opportunity to explore, in effect, four worlds within a single country.

The rich biodiversity of the humid Amazonas region is home to lush greenery and a range of wildlife that North Americans seldom see. Visitors can travel the area in a dugout canoe, as local Ecuadorians do. Situated in a sparsely inhabited area with portions inaccessible to humans, the Yasuni National Park is among the most biodiverse locations on Earth.

The cooler temperatures of the mountains offer the chance to visit the country’s historic capital of Quito, more than 9,000 feet above sea level. And with warm temperatures year-round, the Pacific coast encompasses some 1,000 miles of beaches, caverns, and forests.

Published by Robert Ryerson

A financial professional with more than three decades of experience, Robert Ryerson works closely with clients in the Freehold, New Jersey, area to meet their financial planning needs. As a Certified Financial Planner (CFP) at New Century Planning, he focuses on retirement income planning, as well as estate administration, regularly assisting his clients with legacy and estate planning. He also advises them on health and disability insurance, including Medicare, Medicaid, and Medicare Supplement Plans. Mr. Ryerson’s many years helping his clients navigate the complexities of retirement planning gave him a deeper understanding of the healthcare costs that retirees face. In 2013, he drew upon this knowledge to co-author the book What You Don’t Know About Retirement Will Hurt You. Outside of his work at New Century Planning, Robert M. Ryerson is a regular fixture at workshops and seminars on retirement. He has delivered several keynote speeches on the often-confusing topic of required minimum distributions. Mr. Ryerson continues to share his financial expertise as a facilitator of online courses for Certified Public Accountants through The Society for Financial Awareness. In the early 2010s, Mr. Ryerson became concerned about the threat of identity theft after noting the many cybersecurity breaches suffered by major companies. He became a Certified Identity Theft Risk Management Specialist (CITRMS) in 2014. He has since taught identity theft recovery courses at local community colleges. Mr. Ryerson also wrote a book on the topic entitled What’s the Deal with Identity Theft: A Plain English Look at Our Fastest Growing Crime. A graduate of Rutgers University with a degree in economics, Mr. Ryerson began his career in the financial services industry as a stockbroker. He obtained his CFP designation in 1991 and began working as an independent financial planner a few years later. In addition, he is a notary public.

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