Robert M. Ryerson, a Certified Financial Planner (CFP) with more than 25 years of experience, started Crypto Currency Consultants, LLC, in 2018. Financial experts like Robert M. Ryerson can help people navigate the challenges of investing in new assets like cryptocurrency.
In 2017, Bitcoin split into traditional Bitcoin and Bitcoin Cash. While both Bitcoin and Bitcoin Cash are cryptocurrencies and use the same code to operate, Bitcoin Cash changed the size of the blocks used on the platform. This enables the blockchain to process millions of transactions per day, increasing its usability as a solution for day-to-day payments like cups of coffee and groceries.
Bitcoin and Bitcoin Cash each have their own advantages. Bitcoin Cash charges smaller processing fees for payments, due to the relative ease of processing. Bitcoin, however, has greater stability due to many mining pools, compared to just a handful of pools on Bitcoin Cash. However, Bitcoin Cash has made some technological adjustments to reduce the risk involved in a more centralized cryptocurrency.
A financial professional with more than three decades of experience, Robert Ryerson works closely with clients in the Freehold, New Jersey, area to meet their financial planning needs. As a Certified Financial Planner (CFP) at New Century Planning, he focuses on retirement income planning, as well as estate administration, regularly assisting his clients with legacy and estate planning. He also advises them on health and disability insurance, including Medicare, Medicaid, and Medicare Supplement Plans. Mr. Ryerson’s many years helping his clients navigate the complexities of retirement planning gave him a deeper understanding of the healthcare costs that retirees face. In 2013, he drew upon this knowledge to co-author the book What You Don’t Know About Retirement Will Hurt You.
Outside of his work at New Century Planning, Robert M. Ryerson is a regular fixture at workshops and seminars on retirement. He has delivered several keynote speeches on the often-confusing topic of required minimum distributions. Mr. Ryerson continues to share his financial expertise as a facilitator of online courses for Certified Public Accountants through The Society for Financial Awareness.
In the early 2010s, Mr. Ryerson became concerned about the threat of identity theft after noting the many cybersecurity breaches suffered by major companies. He became a Certified Identity Theft Risk Management Specialist (CITRMS) in 2014. He has since taught identity theft recovery courses at local community colleges. Mr. Ryerson also wrote a book on the topic entitled What’s the Deal with Identity Theft: A Plain English Look at Our Fastest Growing Crime.
A graduate of Rutgers University with a degree in economics, Mr. Ryerson began his career in the financial services industry as a stockbroker. He obtained his CFP designation in 1991 and began working as an independent financial planner a few years later. In addition, he is a notary public.
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