Certified Financial Planner (CFP) Robert Ryerson of New Century Planning possesses more than 25 years of experience in estate management and retirement planning. Additionally, Robert Ryerson is a Certified Identity Theft Risk Management Specialist (CITRMS) and author of the book What’s the Deal with Identity Theft: A Plain English Look at Our Fastest Growing Crime.
In 2017, more than a million children, two-thirds under the age of 8, were victims of identity theft or fraud, resulting in losses of more than $2.67 billion. Because a child’s Social Security number has not been used before, it is more valuable to criminals.
When a bank uses the child’s Social Security number to pull a credit report, nothing suspicious appears, so criminals can use the number freely. Typical warning signs of a child’s identity being used fraudulently include the child receiving pre-approved credit card offers or jury summons in the mail. In the event of suspicious activity, parents can place a freeze on the child’s credit report to prevent the opening of new credit accounts.
A financial professional with more than three decades of experience, Robert Ryerson works closely with clients in the Freehold, New Jersey, area to meet their financial planning needs. As a Certified Financial Planner (CFP) at New Century Planning, he focuses on retirement income planning, as well as estate administration, regularly assisting his clients with legacy and estate planning. He also advises them on health and disability insurance, including Medicare, Medicaid, and Medicare Supplement Plans. Mr. Ryerson’s many years helping his clients navigate the complexities of retirement planning gave him a deeper understanding of the healthcare costs that retirees face. In 2013, he drew upon this knowledge to co-author the book What You Don’t Know About Retirement Will Hurt You.
Outside of his work at New Century Planning, Robert M. Ryerson is a regular fixture at workshops and seminars on retirement. He has delivered several keynote speeches on the often-confusing topic of required minimum distributions. Mr. Ryerson continues to share his financial expertise as a facilitator of online courses for Certified Public Accountants through The Society for Financial Awareness.
In the early 2010s, Mr. Ryerson became concerned about the threat of identity theft after noting the many cybersecurity breaches suffered by major companies. He became a Certified Identity Theft Risk Management Specialist (CITRMS) in 2014. He has since taught identity theft recovery courses at local community colleges. Mr. Ryerson also wrote a book on the topic entitled What’s the Deal with Identity Theft: A Plain English Look at Our Fastest Growing Crime.
A graduate of Rutgers University with a degree in economics, Mr. Ryerson began his career in the financial services industry as a stockbroker. He obtained his CFP designation in 1991 and began working as an independent financial planner a few years later. In addition, he is a notary public.
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